1521 Custer Bayou Street, Ruskin, FL 33570
$365,000 4 bedrooms | 2 full and 1 half baths | 2,445 square feet | built 2016 | Bayridge MLS TB8548307
1521 Custer Bayou Street is a 2016 home in gated Bayridge in Ruskin with 4 bedrooms, 2.5 baths and 2,445 square feet, a loft upstairs, and solar panels that the seller will pay off at closing.
The HOA handles lawn and grounds maintenance, there is no CDD, and it is in flood zone X500. It just came on the market at $365,000.
Solar, paid off at closing
Solar panels were installed in July 2023, and the seller will pay the remaining solar financing balance at closing, so you would own the system outright with no loan to take over. That is an important detail, since assuming a solar loan can complicate financing.
The main floor
Luxury vinyl flooring installed in 2022 runs through the main living areas, with high ceilings and tray-ceiling details. The kitchen centers on a large island with stone counters, solid wood cabinets and a closet pantry, and the Samsung Bespoke refrigerator, range, microwave and dishwasher were installed in March 2023. The dining area has a custom built-in dry bar with glass cabinets and a wine fridge.
A flexible first-floor room near the powder bath works as an office, playroom or guest space. Sliding glass doors open to the screened rear lanai and patio.
Upstairs
The loft gives you a second living area away from the main floor. The primary suite has a walk-in closet and a bath with dual sinks, stone counters and a walk-in shower. The secondary bedrooms have built-in closets, and the second full bath has stone counters. The laundry room is upstairs by the bedrooms.
Recent updates
- Solar panels: July 2023 (seller paying off the balance at closing)
- HVAC: about 1 year old, per the seller
- Water heater: February 2023
- Samsung Bespoke appliances: March 2023
- Luxury vinyl flooring: 2022
- Reverse osmosis and whole-home water softener: July 2025
- Custom dry bar in the dining area
Outside
There is a covered front porch, a screened rear lanai, a patio and a fenced private yard, plus irrigation, rain gutters and an attached 2-car garage.
What it actually costs to own
- 2025 property taxes: $4,058
- HOA: $282 per month, covering the pool, grounds maintenance, management, private roads and recreation
- CDD: none
- Flood zone: X500
Flood zone X500 is a lower-risk zone, where lenders typically do not require flood insurance. Taxes are reassessed after a sale, so expect them to rise; ask me for an estimate at your price.
Bayridge
Bayridge is a gated community in Ruskin with a pool, a playground, sidewalks and private paved roads. Assigned schools are Cypress Creek Elementary, Shields Middle and Lennard High; confirm with Hillsborough County Public Schools.
Questions people ask about this home
Are the solar panels at 1521 Custer Bayou Street paid off?
The seller will pay the remaining solar financing balance at closing, so the system transfers without a loan.
Is there a CDD?
No.
What does the HOA cover?
The $282 monthly HOA covers the community pool, grounds and lawn maintenance, management, private roads and recreational facilities.
Is Bayridge gated?
Yes.
What flood zone is it in?
Flood zone X500, a lower-risk zone.
How old is the A/C?
About one year old, per the seller.
Is there a first-floor bedroom?
There is a flexible first-floor room near the powder bath; all four bedrooms are upstairs.
Walk through it
There is a full video tour of the home, and more photos are below.
Watch the video tour
Want a feel for 1521 Custer Bayou Street, Ruskin before you come see it? Here is the video walk-through.
Come see it
It just came on the market. If you want to see it, call or text me, and tell me what your power bill looks like now. I can help you estimate what the solar may be worth to you.
Shawna Calvert, REALTOR
The Calvert Home Team at 27North Realty
509-294-6818 | shawna@27northrealty.com
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Photos
1521 Custer Bayou Street, Ruskin, FL 33570. MLS TB8548307. Listed at $365,000 by Shawna Calvert, REALTOR, 27North Realty, 6138 N US Highway 41, Apollo Beach, FL 33572, office 813-645-4663. Gregg Calvert, Broker. Property details are from Stellar MLS and public records and are believed accurate but are not guaranteed. Buyers should verify all measurements, costs, assessments, insurance and features independently.