435 Manns Harbor Drive, Apollo Beach, FL 33572
$669,000 4 bedrooms | 2 full and 1 half baths | 2,477 square feet | first-floor primary | MiraBay MLS TB8535827
Sunsets are part of daily life here. From the expanded screened lanai and the big rear porch, the MiraBay lagoon opens up wide behind the house for morning coffee, dinner outside and evenings watching the sky change.
435 Manns Harbor Drive is a remodeled 4-bedroom, 2,477-square-foot Morrison Biscayne floor plan with a first-floor primary suite, a 2022 roof, 2024 HVAC, and a large pie-shaped lot with room to add the pool you want. A pool bath is already in place.
Room for your pool, and the pool bath is already done
There is no pool yet, and that is a feature for a lot of buyers: you get to design your own instead of inheriting someone else’s choices. The pie-shaped lot gives you room for a custom pool, tropical landscaping or a bigger entertaining area, and a pool bath is already in place to serve it.
The lagoon view
The back of the house looks across a wide, open section of the MiraBay lagoon, and the expanded screened lanai and rear porch are set up to enjoy it. The home does not have its own dock, but MiraBay has a private community boat launch and complimentary kayaks and paddleboards.
Inside
Soaring ceilings, skylights and crown molding make the house bright and open. There are formal living and dining rooms, a large family room, a dry bar, and a dedicated office or den, plus big porches front and back.
The kitchen was completely remodeled with sleek cabinets, quartz counters, premium stainless appliances and a lot of prep space, and it is open to the family room and the lagoon view.
First-floor primary suite
The primary suite is on the main floor, with a walk-in closet and a remodeled spa-style bath with a soaking tub. The other three bedrooms are upstairs, which gives family and guests their own space. All the bathrooms have been updated.
Roof, A/C and systems
- Roof replaced in 2022
- Both HVAC systems replaced in 2024
- Newer water heater
- Newer attic insulation
- Energy-efficient appliances
- Two-car garage
A 2022 roof is one of the first things Florida insurers look at, and it helps with both getting coverage and the premium.
What it actually costs to own
- 2025 property tax bill: $9,310 (this includes the MiraBay CDD assessment)
- HOA: $190 per year
- Flood zone: AE
In flood zone AE a lender will require flood insurance. Get the elevation certificate and a quote early. Taxes are reassessed after a sale; ask me for an estimate at your price.
MiraBay, close to the clubhouse
The home is near the MiraBay clubhouse. Residents have a 24-hour fitness center, miles of trails, pickleball, tennis and basketball, two heated resort-style pools, complimentary kayaks and paddleboards, a cafe and lounge, a private boat launch, weekly food trucks, and events all year. Golf-cart-friendly streets lead to the MiraBay shopping plaza.
Assigned schools are Apollo Beach Elementary and Lennard High; confirm with Hillsborough County Public Schools.
Questions people ask about this home
Does 435 Manns Harbor Drive have a pool?
Not yet. The large pie-shaped lot has room for one, and a pool bath is already in place.
Is the primary bedroom on the first floor?
Yes. The primary suite is on the main floor, and the other three bedrooms are upstairs.
Does it have a dock?
No, there is no private dock. It has lagoon and sunset views, and MiraBay has a private community boat launch and free kayaks and paddleboards.
How old are the roof and A/C?
The roof was replaced in 2022 and both HVAC systems in 2024.
What are the HOA fees?
$190 a year. MiraBay has a CDD, which is included in the $9,310 2025 tax bill.
Is there a home office?
Yes, a dedicated office or den.
What flood zone is it in?
Flood zone AE.
Walk through it
There is a full video tour of the home, and more photos are below.
Watch the video tour
Want a feel for 435 Manns Harbor Drive, Apollo Beach before you come see it? Here is the video walk-through.
Come see it
If you want to see it, come at sunset. Call or text me, and tell me what kind of pool you have been picturing. I can help you think through what fits on this lot.
Shawna Calvert, REALTOR
The Calvert Home Team at 27North Realty
509-294-6818 | shawna@27northrealty.com
Ask me about this home
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Photos
435 Manns Harbor Drive, Apollo Beach, FL 33572. MLS TB8535827. Listed at $669,000 by Shawna Calvert, REALTOR, 27North Realty, 6138 N US Highway 41, Apollo Beach, FL 33572, office 813-645-4663. Gregg Calvert, Broker. Property details are from Stellar MLS and public records and are believed accurate but are not guaranteed. Buyers should verify all measurements, costs, assessments, insurance and features independently.